How to Cut Health Benefits and Dis a Majority of Voters in the Process

/ BC Law Impact Guest Posts / Leave a comment

New Medicaid red tape and the loss of expanded Obamacare subsidies stand to hurt 93 million households

This post has been republished from Professor Patricia McCoy’s Substack. Her new book, “Sharing Risk: The Path to Economic Well-Being for All,” is available from The University of California Press.

In 2033, the Old-Age and Survivors Insurance In H.R. 1, passed on July 4, Congress saddled Medicaid participants with new red tape, while allowing expanded subsidies for Obamacare premiums to lapse at the end of this year. When those changes take effect, they will affect all Medicaid participants (71 million at last count) and 92% of Obamacare policyholders (another 22 million). Together, this is far more than half of the number of people who voted in the latest Presidential election and suggests that the Republican majority in Congress will alienate voters.

Continue reading →

Surprise! USF Decision Signals Admin Law Revolution, But Not the One We Expected

/ BC Law Impact Guest Posts / Leave a comment

This guest post by BC Law Professor and Associate Dean of Academic Affairs Daniel Lyons first appeared in the AEIdeas Blog.

Late last month, the Supreme Court decided FCC v. Consumers Research. Although an undercard among the Court’s last-day decisions, the case was closely watched in administrative law circles as a potential vehicle for revitalizing the moribund Nondelegation Doctrine. But as predicted after oral argument, the Court found this was not the right case to do so. The big surprise was Justice Kavanaugh’s concurrence, which likely killed future efforts to reform nondelegation, but also signaled big news ahead for the law governing independent agencies.

Continue reading →

Holy Selfishness & The Gift-Giving Virtue: A Cycle of Overcoming

/ Staniel Brutis / Leave a comment

“All wish to possess great knowledge, but few, comparatively speaking, are willing to pay the price.”
– Juvenal

  1. HOLY SELFISHNESS

In this article, I offer a perspective aimed at advancing the individual student while uplifting the collective student body. I accomplish this by advocating for the simple act of sharing knowledge. The principles used within this article derive from Friedrich Nietzsche’s Thus Spoke Zarathustra.

Continue reading →

My Summer at Legal Aid: Issue Spotting and Research

/ Samantha Torre / Leave a comment

This summer, I’m interning at the Legal Aid Society of San Diego, a nonprofit organization that seeks to assist San Diego County residents and provide free legal representation, advice, and information. As the right to an attorney does not exist in legal cases, many litigants have to navigate complicated processes and forms, which can make it much more difficult for them to achieve their desired result in a case than parties with an attorney. The LASSD seeks to bridge that gap. The goal of the self-help clinics is not to provide representation, but to make the civil legal system more accessible for litigants.

Continue reading →

What Would Social Security’s Insolvency Do to Old-Age Benefits?

/ BC Law Impact Guest Posts / Leave a comment

Social Security benefits would not drop to $0, but they would be cut by 23 percent unless Congress acts

This post has been republished from Professor Patricia McCoy’s Substack. Her new book, “Sharing Risk: The Path to Economic Well-Being for All,” is available from The University of California Press.

In 2033, the Old-Age and Survivors Insurance Trust Fund will run out of money to pay old-age Social Security benefits. At that point, tax revenues will still be enough to pay 77 percent of monthly checks. But there will be a substantial benefits cut unless Congress takes action. If and when Congress sees fit to act, it will have to choose between higher payroll taxes on the top 6 percent or reforms that make lower-income retirees substantially worse off.

Continue reading →

How does a New Yorker become a Bostonian? A Five-Step Process Breakdown

/ Catherine Beveridge / Leave a comment

With all the changes I have been through this past year, I did not think Boston becoming my favorite city would happen this year. While I grew up in New York through my childhood, NYC did not resonate as much with me as it does for some natives. Philadelphia was fun during my undergraduate years, but my city exploration was minimized due to the pandemic. Washington D.C. was a nice experiment, but the humidity pushed my northern soul well past my limits. I am happy to say Boston lived up to my hopes and exceeded them.

Continue reading →

Curtailing Need-Based Scholarships for College in the Land of Opportunity

/ BC Law Impact Guest Posts / Leave a comment

What the proposed cutbacks to Pell Grants would mean

This post has been republished from Professor Patricia McCoy’s Substack. Her new book, “Sharing Risk: The Path to Economic Well-Being for All,” is available from The University of California Press.

In the One Big Beautiful Bill Act, the House of Representatives voted to cut college scholarships for students from lower-income families. Other provisions in the bill would scale back health insurance benefits and food assistance for many of those same households. The fact that these reductions would pay for tax cuts for the wealthy has not been lost on Americans with opinions on the bill, who oppose it 2 to 1.

Continue reading →

Is the Proposed Hike to the Child Tax Credit What It’s Cracked Up to Be?

/ BC Law Impact Guest Posts / Leave a comment

This post has been republished from Professor Patricia McCoy’s Substack. Her new book, “Sharing Risk: The Path to Economic Well-Being for All,” is available from The University of California Press.

In my last two columns, I blasted the House of Representatives for voting to throw millions of people off of health insurance in the One Big Beautiful Bill Act, which is now pending in the Senate. As it is, half of American households live on less than a living wage, as I discuss in my new book Sharing Risk: The Path to Economic Well-being for All. And that’s with layers of social safety nets, ranging from subsidized health insurance and Food Stamps to student loan protections. The One Big Beautiful Bill Act would unravel these safety nets all at once, even though millions of working families depend on them to make ends meet.

Continue reading →

NTIA Streamlines BEAD Program, But Risks Further Delays

/ BC Law Impact Guest Posts / Leave a comment

This guest post by BC Law Professor and Associate Dean of Academic Affairs Daniel Lyons first appeared in the AEIdeas Blog.

On June 6, the National Telecommunications & Information Administration (NTIA) issued its long-awaited overhaul of the $42.45 billion Broadband Equity, Access, and Deployment (BEAD) program. This new policy notice repeals many administrative burdens imposed by Biden-era NTIA oversight and aligns the program more closely with Congress’s original intent. This revised guidance promises to enhance broadband deployment by increasing flexibility and reducing costs to taxpayers. But it also risks further delays in a program already criticized for its sluggish rollout—and in the meantime, private enterprise is closing many of the coverage gaps BEAD sought to address.

Continue reading →

Tick Tock . . . The Clock Is Running Out on Enhanced Premium Subsidies for Obamacare

/ BC Law Impact Guest Posts / Leave a comment

This post has been republished from Professor Patricia McCoy’s Substack. Her new book, “Sharing Risk: The Path to Economic Well-Being for All,” is available from The University of California Press.

Today, financial pressures are a real sore point for ordinary Americans, now that half of U.S. households lack enough income to live on. For earners in the bottom half, homeownership is increasingly unattainable, retirement savings are scant, and college education usually means going into debt. Their wages have been stagnant and their jobs are insecure. Many live lives of quiet financial desperation.

Continue reading →